三，完型填空

　　Insure means to protect _16_ a loss of money. Most people can budget their money so that their income will cover expected expenses _17_ food, clothing, housing, and public services. But, there is no way to know _18_ who will suffer a crisis (危機) such as a serious illness, fire, flood, or a car accident. Such crises usually _19_ great expense. Even if people could predict crises, it would be hard to save enough money to _20_ the expenses. Insurance is a system _21_ a company collects money from many individuals and then pays certain expenses whenever one of those insured individuals is faced with a certain crisis. An insurance policy _22_ how much the insurance costs and how much the company will pay when a policy holder is faced with a certain crisis. There are many different kinds of insurance, _23_ hospital, motor-car and fire. Insurance can be rather expensive but most people buy insurance of some kind. Insurance is something _24_ people buy and hope they will _25_ need.

　　16.A. for B. from C. against D. with

　　17.A. such as B. for example C. that D. the same as

　　18.A. predict B. ahead C. in advance D. earlier

　　19.A. result from B. make C. take D. result in

　　20.A. cover B. pay back C. fill D. make full

　　21.A. that B. by which C. what D. where

　　22. A. said B. agree C. make sure D. states

　　23.A. include B. including C. as well as D. also

　　24.A. which B. that C. as D. like

　　25.A. never B. ever C. sometimes D. often

　　四，閱讀理解

　　As you are students of English, it's very possible that you'll be interested in England. That's where the language was first spoken. But England is often called by other names. This often confuses people and I wonder if you know what these names mean. So, now I would like to tell you about this matter of names. I believe that you have heard people use the names-England, Britain or Great Britain. Let's see what each of these names means. If you look at a map of Europe, you'll see a group of islands-one larger island off the northwest coast, one smaller and many tiny ones. These make up what is called the British Isles (不列顛群島). The largest island of the British Isles is Britain. It is also called Great Britain. The smaller island is Ireland (愛爾蘭). Britain is divided into three parts: Scotland, Wales and England. But sometimes the Word "England" is used instead of "Britain". Why so? In ancient times, what is Britain now used to be three different countries. People in these different countries spoke different language. Over many years the three countries became one. England is the largest and richest of the three and it has the most people. So the English people take it for granted that their own name stands for the whole island.There's another thing that confuses people: sometimes you may hear people say "the Untied Kingdom of Great Britain and Northern Ireland". That is official name of the country. Northern Ireland is only one sixth of the island of Ireland. The rest of the island is an independent state, called the Republic of Ireland. So we have the names of "England", "Britain", "Great Britain", and "the United Kingdom of Great Britain and Northern Ireland". Now do you know what each of them means?

　　26. English was first spoken in .

　　A. Britain B. England

　　C. Great Britain D. Ireland

　　27. Britain is divided into .

　　A. England, Britain, and Wales

　　B. England, Scotland, and Wales

　　C. Wales, Scotland, and Great Britain

　　D. Great Britain, Wales, and Scotland

　　28. According to the passage, which of the following statements is true?

　　A. Wales is the richest of the three

　　B. Scotland is the largest of the three

　　C. Sometimes English is used instead of Britain

　　D. Britain is the only name of the largest island of British Isles

　　29. The United Kingdom of Great Britain and Northern Ireland is .

　　A. part of Britain

　　B. part of British Isles

　　C. the official name of the whole country England

　　D. the largest country of all mentioned in the passage

　　30. Which of the following is an independent country?

　　A. Wales B. Scotland

　　C. Northern Ireland D. The Republic of Ireland

　　Every year just after Christmas the January Sales start. All the shops reduce their prices and for two weeks, they are full of people looking for bargains. My husband and I do not normally go to the sales as we don't like crowds and in any case are short of money as we have to buy lots of Christmas presents.

　　Last year, however, I took my husband with me to the sales at the large shop in the center of London. We both needed some new clothes and were hoping to find a television set. When we got to station,we split up. So I left my husband and started looking around the shops. Unfortunately all the clothes were in very large sizes and so were not suitable for me. But I did buy a television at a very cheap price, so I felt quite pleased with myself.

　　When I arrived at the station, my husband was not there. So I sat down in a nearby cafe to have a cup of tea. I quickly finished my tea when I saw my husband and went out to meet him. He looked very happy. Then I saw he was carrying a large and heavy cardboard box. "Oh, dear!" I thought. Yes, we had no new clothes but two televisions. We shall not be going to the sales again.

　　31. In January .

　　A. lots of people go shopping for discount

　　B. people have a lot of money to spend after Christmas

　　C. all the shops close for a two-week Christmas holiday

　　D. people don't have enough money to go looking for bargains

　　32. In this passage, the word "bargain" could best be replaced by "something ".

　　A. given to people

　　B. offered at a reduced price

　　C. offered, sold or bought which is expensive

　　D. sold for the purpose of reaching an agreement

　　33. The husband and wife in the story .

　　A. wished to buy a TV

　　B. went to the sales the year before

　　C. often went to the sales to buy clothes

　　D. were usually not short of money after Christmas

　　34. The phrase "split up" in the second paragraph means " ".

　　A. break apart B. cause to break

　　C. become pieces D. go indifferent directions

　　35. After their day's shopping, they .

　　A. were happy with their bargains

　　B. had got everything they wanted

　　C. got more than they had hoped for

　　D. had to go back to the sales the next day

　　All the housewives who went to the new supermarket had one great ambition: to be the lucky customer who did not have to pay for her shopping. For this was what the notice just inside the entrance promised. It said: "Remember, once a week, one of our customers gets free goods. This May Be Your Lucky Day!"

　　For several weeks Mrs. Edwards hoped, like many of her friends, to be the lucky customer. Unlike her friends, she never gave up hoping. The cupboards in kitchen were full of things which she did not need. Her husband tried to advise her against buying things but failed. She dreamed of the day when the manager of the supermarket would approach her and say: "Madam, this is Your Lucky Day. Everything in your basket is free."

　　One Friday morning, after she had finished her shopping and had taken it to her car, she found that she had forgotten to buy any tea. She dashed back to the supermarket, got the tea and went towards the cash-desk. As she did so, she saw the manager of the supermarket approach her. "Madam," he said, holding out his hand, "I want to congratulate you! You are our lucky customer and everything you have in your basket is free!"

　　36. The housewives learnt about the of free goods _______.

　　A. on TV B. from the manager

　　C. at the supermarket D. from the newspaper

　　37. Mrs. Edwards ________.

　　A. is always very lucky B. had no friends

　　C. hoped to get free shopping D. gets disappointed easily

　　38. Mrs. Edwards's husband tried to ________.

　　A.make her unhappy B. cheer her up

　　C. buy things with her D. stop her buying things

　　39. Mrs. Edwards went back to the supermarket quickly because she had to _______.

　　A. buy another thing B. talk to the manager

　　C. pay for her shopping D. find her shopping

　　40. Mrs. Edwards must have been ________.

　　A. pleased B. delighted C. proud D. disappointed

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